Why you should opt for the bare ownership SCPI

Investing in the only bare ownership of the shares of SCPI (Société Civile de Placement Immobilier) was an attractive strategy for those who wish to take advantage of the quality of the investment in SCPI, without having to pay the high income tax attached to the income rental. Thus, the main interest of this device has long been reserved for taxpayers of the ISF, because this tax was paid by the usufructuary. By opting for the purchase of bare ownership, the subscriber exempted his investment from the ISF base.

But the fall in rates has gone through this, and investment in shares of SCPI in bare ownership could have become an investment with one of the best risk / return ratios for all categories of savers.

How to get the most out of investing in SCPI shares

Demonstration through the case study. Suppose I buy bare ownership of SCPI over ten years. My assumptions are as follows:

  • Price of the share in full ownership: 1,000 euros;
  • Price of the share in abandonment of usufruct 10 years: 650 euros;
  • Share price valuation: 1.5% per year;
  • Exit charge: 10%.

So I invest 650 euros by buying 1 part of SCPI

To read the remaining 75%,
test the offer at 1 € without obligation.

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