Mistakes when teaching children to save


If parents do not teach their children to save properly, thrifty to the point of stinginess, when the child grows up, he has a “greed from small to large”, losing many opportunities in life.

According to experts, children who are taught the wrong way by their parents about saving can have problems later in life.

Just take good care of it

Excessive thrift can lead to trade-offs, sacrificing moral qualities and self-worth. For example, if a child gets a new item like an eraser or a pen, he or she won’t dare to use it, but keeps it hidden, then borrows it from another friend to use. Even children can steal from other friends. This behavior, in the long run, makes children become short-sighted, only interested in small interests, do not know how to care and share with others. As an adult, it is difficult for children to get help from the group because they only know how to ask for help but do not know how to give back support. In the social environment, it is difficult for them to have good friends, good colleagues.

Not understanding your own real needs

Saving properly is an action that is not extravagant and wasteful but still ensures your needs. In the case of being frugal to the point of no longer listening to one’s normal needs is a big mistake. This limits the child’s vision, causing them to focus too much on immediate things without thinking about their long-term benefits and losses.

Appreciate value for money

Money is very important, but it is only material, a means to live, not everything. In many cases, because of poverty, parents should be strict with their children every penny, strictly forbidding their children the minimum needs, making the child afraid of poverty, gradually forming a mentality of worshiping money. As adults, children attach importance to material things, become calculating, even exchanging honor for money.

Therefore, when seeing that children are too stingy, parents should show their children the problem objectively, comprehensively, not limited to petty interests. For example, if your child hid his candy alone and wouldn’t give it to you, point out to him that it could cost him a good friend.

In addition, parents should show their children how to spend money wisely, rationally, not just cheap is good. For example, when a child buys a cheap but poor quality pencil compared to an expensive one, parents should show them that buying a quality product is actually a lot more economical, because the cost savings are also the same. is an act of thrift.

In the process of teaching children to save, it is important that parents help your child to make a spending plan. In this way, the child will learn how to allocate money properly, thereby understanding the meaning of saving. It is necessary to show children whether it is necessary and reasonable to use money for something.

When thrift education is conducted in the right way, parents can help children understand the value of money correctly, the wisest use of money, instead of turning themselves into miserly and miserly. Mastering money helps children succeed in the future.

Thuy Linh (According to QQ)

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